Don't let your budget hold you back from being the best version of you.
What is Payl8r?
Payl8r lets you buy the treatment you want today without worrying about the cost. With our flexible repayment plans, you decide your deposit, when and how to pay back to suit all budget types for any treatment over £100. Simply complete a contact form below with the treatments you would like, your email and mobile. Once we have this information one of our finance team will email across your tailor made finance application within 24 hours. Once complete treatment can be completed from 48 hours later.
How do we assess your affordability?
What makes Payl8r so different ?
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead. We use OpenBanking which enables you to submit a 90 day bank statement to support your application.
Payl8r has a 5 star rating on Trust Pilot.
What is the cost of using Payl8r?
Interest rates range from 0% -4% per month Application fees will apply
*Interest rates will vary subject to credit
To quailfy you must have...
No CCJs within the last 3 years
No accounts in default
Be a UK resident
Have online banking
Regular source of income
Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92
We'd love to help
The French Quarter, 115 High Street, Southampton, SO14 2AA